Align’s Income Share Agreements (ISAs) Are More Flexible Than a Personal Loan

Instead of repaying at a set interest rate, your ISA payments to Align are based on a percentage of your income. So if your income goes down, so do your payments - potentially all the way to zero.

Simple. Fast. Fair.

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Income Share Agreements In The News

Aligned With Your Life

We’re different. When you get an ISA from Align, your monthly payments are based on your income, not a fixed interest rate. So if you lose your job, or your hours are reduced, we work with you and lower your payment amount. It’s simple – we want you to succeed so we can succeed, too.

  • No origination fees or prepayment penalties
  • Payments that adjust to your income, all the way to zero if you become unemployed
  • Flexible use of funds – get an ISA for home repairs, debt consolidation, paying a medical bill, or even planning your wedding.
  • Terms of 2-5 years
  • Never pay more than 10% of your income

Ready to get started?

Apply without affecting your FICO© score