More flexible than a traditional personal loan

Instead of repaying at a set interest rate, your payments to Align are based on a percentage of your income. So if your income goes down, so do your payments, potentially all the way to zero.

Simple. Fast. Fair.

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Applying will not affect your FICO© score
Get up to
Funds deposited in
as little as 1 day
Fixed term
2-5 years

Our Process Is Simple

Fill out our simple application and you could have funds in your bank account as soon as tomorrow

  • Apply

    Provide us with some basic info to help us determine if we can offer an ISA.

  • Personalize

    Once we verify a few quick things on your application, we’ll work with you to come up with an offer that works for you.

  • Get Money

    Once your agreement is finalized, the funds will be in your account within 1-3 business days, though most people receive their funds the next day.

    And you can complete the entire process without ever leaving your home.

    Simple. Fast. Fair.

Payments Adapt To Your Income

We offer ISAs for up to $12,500 in exchange for a small percentage of your future income (never more than 10%) with 2-5 year terms.

Ready to get started?

Apply without affecting your FICO© score

What People Are Saying

The service was great! Their representatives were very detailed in their explanation of the process. I would definitely recommend to friends and family.
New Mexico
I had a great experience! Very prompt and professional. Would definitely work with this company again!
Align has awesome service and Daniel was great! He explained the process and how it works. The experience was great!
V. Seay
I couldn’t be happier with the service I received from Align. They invested in me, enabling me to pay off debt, lifting a tremendous burden from my shoulders.

As Mentioned In...

Aligned With Your Life

We’re different. When you get an ISA from Align, your monthly payments are based on your income, not some random interest rate. So if you experience an unexpected job loss, or a reduction in your hours, we work with you and lower your payment amount, not against you. It’s simple – we want you to succeed so we can succeed, too.

  • No origination fees or prepayment penalties
  • Payments that adjust to your income, all the way to zero if you become involuntarily unemployed
  • Flexible use of funds – get an ISA for home repairs, debt consolidation, paying a medical bill, or even planning your wedding.

Our Support Team Is Here To Help

Get in touch if you need anything

Ready to get started?

Apply without affecting your FICO© score