Instead of repaying at a set interest rate, your ISA payments to Align are based on a percentage of your income. So if your income goes down, so do your payments - potentially all the way to zero.
Simple. Fast. Fair.
Apply without affecting your FICO© score
We’re different. When you get an ISA from Align, your monthly payments are based on your income, not a fixed interest rate. So if you lose your job, or your hours are reduced, we work with you and lower your payment amount. It’s simple – we want you to succeed so we can succeed, too.
Apply without affecting your FICO© score