At Align, we believe in making the welfare of the American Worker our first priority. Traditional loans can be unattainable for many hard-working Americans. They can also be unforgiving with high interest rates, fees and inflexible terms. As your financial partner, we want to invest in you by providing funds in exchange for a fixed percentage of your pretax income. This financial tool is called an Income Share Agreement (ISA), and it allows your payments to fluctuate with changes in your income! Become unemployed, medically disabled, or have your hours or salary cut? No problem. We will drop your payment proportionally lowering your financial burden and helping you stay financially secure.